Which of the following terms characterizes statements such as "all women are afraid of guns" or "all tall people excel at basketball"?

The correct answer, stereotyping, refers to making overly generalized and often inaccurate assumptions about a group of people based on a single characteristic or a few characteristics. Statements like "all women are afraid of guns" and "all tall people excel at basketball" illustrate this concept, as they assign traits or behaviors to an entire group without considering individual variations. Stereotyping tends to overlook the complexity of individuals and can perpetuate misunderstandings or prejudices.

In this context, cultural insensitivity might involve a lack of awareness or consideration for the cultural dynamics at play, but it does not specifically refer to the generalized assumptions seen in the statements provided. Racial profiling is a more specific term that typically refers to the assumption that individuals of a particular race are more likely to engage in criminal behavior, which doesn't align with the examples given. Political bias relates to perspectives or judgments influenced by political beliefs, which again, does not apply to the broad generalizations around groups like women or tall individuals. Thus, stereotyping is the most accurate term for the statements presented.